Whether you are doing a rehab, new construction or just moving right into your home. It is important to disclose to your insurance provider what your plans are. If you plan on doing a substantial renovation after your purchase and are not moving into the home your policy will have some slight differences. In most cases if you had to put in a claim and it was construction related and your insurer was unaware of this construction they may not even cover the problem. Like always transparency is key!